Cara Simpan Emas.

3 08 2011

Benda yg berharga perlu  disimpan dengan selamat. Secara umumnya, terdapat 3 cara menyimpan emas.

  1. Safe deposit box
  2. Gadaian cara islam (Ar-Rahnu)
  3. Simpanan di tempat yg juga anda rasakan selamat disimpan, InsyaAllah.
Kali ini saya ingin menerangkan mengenai cara simpanan yg pertama. Safe deposit box pada nilai terendah, yg saiznya sekitar 3” x 5” X 24”. Deposit kunci + duti setem = RM 100 ~ RM200 dan ditambah dengan kadar sewa seperti di bawah ini.
Berikut adalah link ke website syarikat di sebelah
Sedikit penjelasan mengenai safe deposit box (SDB). PIDM (Perbadanan Insurans Deposit Malaysia) Insurans bank2 di Malaysia hanya melindungi duit simpanan anda di dalam bank sehingga RM250k per akaun, bukannya barang simpanan dlm SDB. Insurans cover SDB anda adalah dari bank atau sykt insurans yg dilantik. Isilah barangan kemas / emas anda tidak melebihi nilai insurans tersebut.
Bagi SDB bukan bank, (SDSB, RSDB, mySAFEBOX, dsb) insuran yg melindungi SDB anda adalah dari sykt insuran yg dilantik, dan setelah dinilai oleh jururunding risiko, sebagai contoh, Royal Safety Deposit Box (RSDB) boleh dilindungi insuran minimum RM100k hingga maksimum RM300k! Begitu diyakini keselamatannya. Jika syarikat2 ini bankrap, aset2 lain disita tetapi simpanan dalam SDB anda tetap milik anda




2 Ogos 2011 – Tarikh kehancuran ekonomi dunia?

23 07 2011

Barack Obama has warned of drastic consequences if America does not reach a deal on the debt crisis facing the country, saying: “If we do not solve it, every American will suffer.”

With only 10 days left until the deadline, Obama and the Republican leader in the House, John Boehner, have been engaged in behind-the-scenes talks trying to negotiate a compromise. But a deal is still in doubt, facing fierce resistance from diehard Republicans in Congress – elected last year with the help of the Tea Party movement – and from left-leaningDemocrats.

Speaking at a public meeting in Maryland on Friday, Obama said defaulting on its debt was not an option. “We have never defaulted on our debt and we are not going to do it now,” he said. A default would be a major embarrassment to the US, with some economists warning it could trigger a new worldwide recession.

The US chamber of commerce expressed nervousness over the prospect of America’s credit rating being downgraded.

A deal would see more than $3 trillion slashed from federal spending over the next decade, including farm subsidies, military spending, social security and basic medical insurance.

Federal payments to state governments could also be hit. State governors are laying down emergency plans, with California, among others, looking for alternative sources of borrowing to tide it over. Banks and businesses are also working feverishly preparing for worst-case scenarios.

The crisis is the biggest test of wills yet between Obama and hardline Republicans endorsed by the Tea Party movement. It dwarfs the stand-off earlier this year when the federal government faced shutdown.

Republicans want huge spending cuts to reduce the country’s massive national debt but oppose any tax rises. Democrats have agreed to spending cuts but want to protect the poorest and to ensure that any package includes tax rises.

The US is closer to the brink than the 2 August deadline suggests. Congress would have to begin pushing through legislation by about Monday to meet that deadline.

According to the Treasury, America reached its borrowing limit of $14.3tn on 16 May but is able to keep servicing its debts until 2 August.

Mark Blyth, professor of politics at Brown University and author of the forthcoming book Austerity: The History of a Dangerous Idea, said no one knew what the impact of defaulting would be because the situation was unprecedented.

He said the US had a long-term, serious problem, given its enormous fiscal gap and dependence on China, which has been bailing the US out and which has twice expressed concern about the impact of the default crisis on its investments.

The US economy “is like Wile E Coyote who runs off the cliff and it takes him a while to realise it. What has been keeping him up is Chinese blowing air up,” Blyth said.

Obama, up for re-election in November next year, has seen a sharp decline in his popularity because of the sluggishness of the US recovery from recession, with unemployment frustratingly failing to budge from just over 9%.

In spite of the negative ratings on his handling of the economy, he is doing better on the deficit issue, according to polls, with many independents, the voters who usually decide elections, blaming the Republicans and preferring a mix of spending cuts and tax increases rather than spending cuts alone.

The Democratic leader in the Senate, Harry Reid, reflecting his party’s unhappiness with the tentative deal, said: “This can’t be all cuts, there has to be a balance.”

Credit ratings agencies such as Moody’s and Standard & Poor’s have put the US on notice that its triple-A rating could be downgraded, which would be a national humiliation.

A glimpse into what might happen was provided by Minnesota earlier this month when the state had to close down, with disruption reaching down even to minor elements of daily life, from beer supplies to adoption papers.

Ross Baker, professor of politics at Rutgers University, compared the US economy, with its huge debt, to a patient who needs both first aid and long-term care.

“The Democrats are the first-aid squad with their concern over the lack of money to stimulate the economy and produce jobs. The Republicans are in charge of the long-term care facility with their preoccupation with multi-generational debt levels,” Baker said.

As part of this partisan battle, the House, in which the Republicans have a majority, earlier this week passed a bill to cut $5.8tn from the budget over the next 10 years. It was a symbolic move, with legislation having no chance of passing the Senate, where the Democrats have a majority.

In another symbolic move, the Senate yesterday scheduled a vote on the House bill in order to demonstrate it did not have support.

Explainer: the debt ceiling

In the past, lifting the federal debt ceiling would have passed largely unnoticed in Washington. But what makes a difference this year is that Republicans, elected with the support of the Tea Party movement, are refusing to agree unless the Obama administration makes deep cuts in spending.

The deadline for raising the $14.3tn debt limit is 2 August, according to the US Treasury. Failure to increase the limit could mean the US defaults, unable to pay its bills.

Economists are divided on what would happen next, as the situation is unprecedented, but many warn that default would have disastrous consequences not only for the US but the world economy, possibly starting a new recession.

One possibility is a short-term deal that would allow government borrowing for another eight months, in return for a more modest $1tn in cuts.





Harga emas kembali naik

31 05 2011

Selepas gelombang pertama harga emas melonjak naik melantun-lantun dipatahkah oleh George Soros si Yahudi spekulator matawang yang telah mencairkan simpanan emasnya yg bernilai 800 juta USD, kini harga emas kembali pulih dan sedang mula mengalunkan gelombang keduanya sejak akhir minggu lepas.

Inilah masa yg sesuai untuk membeli emas kerana harga emas yg berada dalam lingkungan 1535~1540 USD / oz dijangka meningkat hingga mencecah 1800 USD / oz.

Belilah emas fizikal sekarang bagi menghadapi kekangan inflasi global ini.

Rujukan





US serang Libya kerana Dinar Emas

28 05 2011

Motif serangan US terhadap Libya seperti yg terpampang di dada akhbar adalah kerana kekacauan politik yg berlaku di negara ke 17 terbesar pengeluar minyak utama menyebabkan harga minyak melambung naik. US terpaksa bertindak kerana US, walaupun populasinya hanya 5% dari penduduk dunia, tetapi menggunakan 25% dari bahan api fosil dunia.

Motif sebenar serangan US adalah kerana Libya ingin memperkenalkan penggunaan matawang dinar emas di Afrika dan di negara Islam dan mendapat sambutan terutamanya dari negara2 Afrika. Kenapa bukan negara2 Islam ye?

Pada tahun 1933 Raja Abdul Aziz (Ibn Saud) dari Arab Saudi menginginkan emas sebagai medium pertukaran untuk minyak. Usul Dr. Mahathir untuk penggunaan Dinar Emas dalam persidangan OIC 1996 tidak mendapat jawapan dari badan anggota. Sehinggalah pada 2001 berlaku kesusutan nilai dollar USD mencecah 33%, negara2 Arab yg menjadi pengeksport minyak tidak sanggup mengalami kerugian telah duduk semeja, berbincang untuk menetapkan harga minyak berdasarkan dinar dan dirham. Namun Liga Arab masih tidak mempunyai kuasa bertindak.

Muammar Gaddafi adalah pemimpin negara kedua selepas Saddam Hussein, yg menganjurkan dasar menukar sandaran harga minyak dari US dollar kepada matawang yg lain. Penggunaan Dinar Emas untuk tukaran dengan minyak ini pastinya akan menggugat US Reserve Bank yg menjadi “ibu” kepada segala bank yg berasaskan wang fiat riba ini. Sistem baru dagangan dunia yg menggunakan Dinar Emas ini pasti akan mengubah titik keseimbangan ekonomi dunia.

Bayangkan jika US dan kuasa2 besar dunia seperti NATO pastinya tak senang apabila berlakunya perkara ini. Bayangkan jika mereka ingin membeli minyak, negara pengeluar minyak bersepakat berkata ” Mintak maaf, harga minyak dah naik. Kami mahukan emas”. Bukan janji tapi pasti lambat laun ini pasti akan berlaku. Ekonomi dunia semakin tenat. Barrack Obama mengumumkan defisit sebanyak 1.65 trilion bajet 2011 US. Ini pastinya bukan perkara menggembirakan diri kita.

Marilah bertindak bijak, kita mungkin tidak mampu mengubah dasar kewangan negara, apatah lagi dunia. Bayangkan anda memiliki segumpal besar wang kertas pun, sekejapan sahaja habis kerana peningkatan harga barang.  Tukarlah simpanan anda kepada emas fizikal yang semakin meningkat nilainya, kuasa beli anda bertambah, simpanan anda selamat dan ekonomi anda sejahtera.

rujukan tambahan








Follow

Get every new post delivered to your Inbox.